THE 4-UNIVERSE MODEL

We will learn how to increase assets instead of liabilities. Because a 21st century person needs to have more assets than liabilities.

Let us review this using a 4-universe model as an example.

1. The first universe is inhabited by people living on average salaries.

2. In the second universe we find professionals (lawyers, doctors, etc.).

3. The dwellers of the third universe are individuals with businesses of their own.

4. The fourth universe belongs to investors.

But it is surprising that most people are programmed from childhood for a life in the first two universes. We are told, “Do well at school and you’ll have no problems finding a job.” And we immediately rush toward universe number 2.

My dad is a salaried employee –while my mum has a shop where she sell things. I was also told to enroll at a higher educational institution and perform well to become a professional earning a good salary with all of its perks and bonuses.

It is true that I had a good job after my high school and I was earning some cool money as an undergraduate, but looking around I realised that I wanted more than just that. I realised that the people in the first two universes had to live on what their labor gave them. They were actually busy all the time but really big money was out of their reach. Their chances to become rich and prosperous were not very high.

I was lucky to mix with smart and at the same time highly successful people – investors who were, in fact, making millions of dollars, naira and euros.

All of them said in unison that in order to gain financial independence one had to become a businessman and a shrewd investor. And the explanation is very simple.

The inhabitants of each universe pay different taxes. In the first and second ones the government first collects taxes and only after that people get a part of their salaries. The more you work, the more you pay in taxes. This is the way all world economic systems are designed.

All the universes grant big tax breaks to entrepreneurs and investors. In many countries a businessman can make a lot of money and, nevertheless, pay little or no taxes quite lawfully - A case study of Donald Trump, US President. The key word here is LAWFULLY. It is indeed true, if you know the rules.

To be continued...

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